I’ve posted a few times recently about how I’ve been incredibly slack on keeping up my (lack of) fitness habit. The addition of teaching was enough for me to abandon fitness as a priority. There are obvious costs associated with this, such as poorer health and eating habits, but there is also the financial cost that most people are aware of, and I don’t think I’ve really appreciated the magnitude of until now.
Since July, I’ve been paying for my membership to the gym without going. This cost shouldn’t be surprising to anyone. At various points since July, I’ve been aware that the fees were being applied to my credit card each month. On reflection, I realized how much of a “death by 1,000 cuts” scenario this is. During each month’s charge, I rationalized that the cost is fairly low. Because it wasn’t breaking the bank, it was easier to excuse the bad habit.
Yet, it all adds up:
|August – monthly fee||$11.30|
|September – monthly fee||$11.30|
|September – bi-annual equipment fee||$20|
|October – monthly fee||$11.30|
|November – monthly fee||$11.30|
|December – monthly fee||$11.30|
If you don’t include any interest accrued, I’ve spent a little over $75 to not go to the gym. There are two ways of looking at it. Either, $75 has been the cost of inaction (not going, or not cancelling my membership), or $75 has been what I spent to sit at home and do other things (opportunity cost). Regardless of how I frame it, I’m out $75 with little to show or account for it.
I suppose the obvious next step is to create a solution to this problem. With the new year and my birthday rapidly approaching, it makes sense to use this as an excuse to erase the bad history and start fresh. I want to, however, learn from this experience. It’s important that I reflect intentionally because otherwise I’ll be doomed to repeat the behaviour.
I don’t have a nifty solution to this at present. I merely wish to make this observation public to hold myself accountable and get myself thinking about what I can do about it.